SIP with Annual Withdrawal Calculator
Calculate your investment growth with regular monthly contributions and annual withdrawals, letting interest compound over time.
Investment Parameters
Enter your monthly investment, annual withdrawal, and expected returns.
(ten thousand rupees monthly)
(one lakh twenty thousand rupees annually)
₹1,95,412
(one lakh ninety five thousand and four hundred twelve rupees only)
₹24,00,000
(twenty four lakh rupees only)
₹25,95,412
(twenty five lakh ninety five thousand and four hundred twelve rupees only)
₹1,95,412
(one lakh ninety five thousand and four hundred twelve rupees only)
Investment Growth Over Time
Total Invested
₹24,00,000
(twenty four lakh)
Interest Earned
₹1,95,412
(one lakh ninety five thousand and four hundred twelve)
Effective Return
8.14%
Per annum
Investment Period
20 Years
240 months
Year-wise Breakdown
How This Calculator Works
This calculator demonstrates the power of systematic investment with periodic withdrawals:
- Monthly investments compound with interest
- Interest is calculated and added monthly
- Annual withdrawals are made at year-end
- Remaining balance continues to grow
Key Benefits:
- Regular income through withdrawals
- Capital preservation and growth
- Compound interest on remaining balance
- Flexible investment strategy
Disclaimer: This calculator provides estimates for illustration purposes only. Actual returns may vary based on market conditions, fees, and taxes. Please consult a qualified financial advisor for personalized investment advice.