Bank MAB Calculator
Calculate your Monthly Average Balance requirements and explore different balance maintenance strategies.
₹
Ten Thousand
Set maximum balance multiplier (100% - 10000%)
MAB is the monthly average balance you need to maintain throughout the month.
Key Metrics
₹
Required MAB
₹10,000
Monthly Total Needed
₹3,00,000
Minimum Safe Balance
₹7,500
Pro Tips
Strategy 1: Maintain 2x MAB for the first half of the month, then reduce to minimum for remaining days.
Strategy 2: Keep consistent balance slightly above MAB throughout the month.
Strategy 3: Use salary account benefits - deposit salary early in the month.
Balance Maintenance Scenarios
Different strategies to maintain your required MAB with varying daily balances (up to 1000% of MAB).
| Strategy | Daily Balance | Days to Maintain | Monthly Total | vs MAB | Status |
|---|---|---|---|---|---|
| Exact MAB (100%) | ₹10,000 | 30 days | ₹3,00,000 | 100% | Target |
| 150% Strategy | ₹15,000 | 20 days | ₹4,50,000 | 150% | Safe |
| 150% Strategy | ₹15,000 | 20 days | ₹4,50,000 | 150% | Safe |
| 200% Strategy | ₹20,000 | 15 days | ₹6,00,000 | 200% | Safe |
| 250% Strategy | ₹25,000 | 12 days | ₹7,50,000 | 250% | Safe |
| 300% Strategy | ₹30,000 | 10 days | ₹9,00,000 | 300% | Safe |
| 400% Strategy | ₹40,000 | 8 days | ₹12,00,000 | 400% | Safe |
| 500% Strategy | ₹50,000 | 6 days | ₹15,00,000 | 500% | Safe |
| 600% Strategy | ₹60,000 | 5 days | ₹18,00,000 | 600% | Safe |
| 700% Strategy | ₹70,000 | 5 days | ₹21,00,000 | 700% | Safe |
| 800% Strategy | ₹80,000 | 4 days | ₹24,00,000 | 800% | Safe |
| 900% Strategy | ₹90,000 | 4 days | ₹27,00,000 | 900% | Safe |
| 1000% Strategy | ₹1,00,000 | 3 days | ₹30,00,000 | 1000% | Safe |