Term Insurance Calculator

Compare Normal Term Insurance vs Money-back Term Insurance and see how investing the premium difference can impact your returns.

Insurance Details

Enter your insurance premiums and policy details.

Normal Term Premium (Annual)

Money-back Term Premium (Annual)

Money-back Return Option

Policy Term (Years)

Expected Investment Return (%) - Optional

If not provided, we'll compare with FD (6.5%), PPF (7.1%), Nifty 50 (12%), and Nifty 500 (13.5%)

Ready to Compare

Enter your insurance details to see a detailed comparison between normal term and money-back policies.

Historical Investment Returns in India

Fixed Deposits

6.0% - 7.0%

Current rates

PPF

7.1%

Current rate (15-year lock-in)

Nifty 50

12.0%

20-year CAGR

Nifty 500

13.5%

20-year CAGR

Note: Past performance doesn't guarantee future returns. Equity investments carry market risks. Consider your risk tolerance and investment horizon before making decisions.